Case Studies · R&BS

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Case Studies

Farm and farm shop development finance

R&BS have helped Helen and James Baird of Pluckley Farm Shop obtain further finance to allow them to complete developments to their separate farm site.

Farm and farm shop development finance

Working Capital Finance for a Wine Estate

When the Rathfinny wine estate turned to their bank for additional working capital finance, they were met with a cold response. The estate owners were recommended to talk to R&BS to help them navigate other options in the finance market.

Working Capital Finance for a Wine Estate

Fishing lake, campsite and café finance

We were approached to find finance to buy to buy a partner out of a fishing lake business, and for capital to put in services for touring caravans, camping pods, and an on-site café.

Fishing lake, campsite and café finance

Development funding turns the wheels of cycling accommodation enterprise

Jane Fowler had done almost all the hard work; she’d navigated the planning application process and achieved consent to develop a house and specialist accommodation for cyclists in open countryside. All she needed to complete her project was funding. Unfortunately, Jane could not find a lender that would help her. The proposal didn’t fit most lenders’ policies The proposal had several issues that would not appeal to lenders: The proposed building was timber frame and timber clad and was therefore 'non-standard construction' which few lenders favour.

Development funding turns the wheels of cycling accommodation enterprise

Award winning vineyard fizzes with funding support

A boutique vineyard in Kent wanted to develop and keep pace with the rapid growth and success of the UK wine industry. Their existing banks and other banks wouldn't support their plans, until R&BS were called in to help.

Award winning vineyard fizzes with funding support

Family dream becomes reality with tourist attraction purchase

Mike and Rebecca Agate had good careers in London but longed to start a business in Lincolnshire to be closer to their family and friends, and to improve their lifestyle. The business opportunity presented by the sale of Claythorpe Watermill and Wildfowl Gardens was perfect - but raising finance to make their dream become a reality was proving a problem. Lenders wouldn’t support the unconventional business Mike said “Lenders were dismissive and too restrictive to make our plans work.

Family dream becomes reality with tourist attraction purchase

Remortgage expertise helps lights to shine on rural business

Emma had a residential interest-only mortgage. When the mortgage term was nearing its end, the bank couldn't offer an alternative mortgage because, by this stage, Emma had mixed uses on her smallholding. She needed a specialist lender who would support her.

Remortgage expertise helps lights to shine on rural business

Purchase of a country manor house with land and stables

Financing the purchase of a country house with land and outbuildings can often be a challenge. In this case, fraught with difficulties and hold-ups, David West showed how the experience, tenacity and persistence of our R&BS consultants gets complicated cases over the line. Jackie Taylor is a successful business women running an established property letting business. As well as her property interests, Jackie has a smallholding and breeds the critically endangered Suffolk Punch horses.

Purchase of a country manor house with land and stables

Agricultural-tie property secures a rosy future with mortgage finance

When a security alarm specialist approached brokers to help him fund the purchase of an agricultural-tie property to relocate his business and family, no one could help. But then he was introduced to R&BS…

Agricultural-tie property secures a rosy future with mortgage finance

Couple buy land to rear cattle and complement their employed income

When 38 acres of land came up for sale, Chris and Jo were keen to grasp the opportunity to build their own herd, but knew they’d need specialist help to get finance.

Couple buy land to rear cattle and complement their employed income

Smallholding purchase - 'knot' what it first seemed!

Angela and Will were buying 5 acres with buildings and planned to run rural enterprises to supplement their incomes.But when the bank missed a crucial point in the valuation report, their dreams looked set to vanish. 

Smallholding purchase - 'knot' what it first seemed!

Smallholding finance secured for a family and business move

John and Nicole had a dream of moving to Devon to run John’s business and set up a smallholding. But getting a bank to support them with a mortgage was difficult, so they called on the help of R&BS.

Smallholding finance secured for a family and business move