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A guide to refinancing farm and rural business borrowing
This guide explores refinancing and debt consolidation, when to review your borrowing structure, what lenders look for and common pitfalls.
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What Basel 3.1 means for farm borrowing and how to stay ahead of it
Basel 3.1 will change how banks calculate and price lending risk. We explain the impact on farm borrowing and how to get ahead.
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Buying a smallholding: is it residential or agricultural lending?
Based on questions from a client, this Q&A explores how lenders assess properties with land, residential vs commercial lending, LTV and affordability.
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The storm ahead: how a super El Niño could hit UK farming
A forecasted super El Niño could push up feed costs, disrupt crop yields and increase flood risk. Professor Trevor Williams explains what it could mean for UK farms.
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Farm finance – mid-2026 outlook update
Our mid-2026 agricultural finance update assesses how stalled interest rates and changing industry dynamics shape farming loans and lending outlooks for H2.
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A view from the field — Mark Prunty
A few months into his role, we caught up with Mark Prunty to find out what he’s been working on, how he’s finding his new role, and what he’s seeing in the South West.
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How to finance a vineyard: purchasing, expanding, or refinancing
Graham Sanders explains how vineyard mortgage applications can succeed or fail and how to give yourself the best possible chance.
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Why today’s farmers need specialist mortgage support
Rob Lister was invited to write for the NACFB on why specialist finance brokers are essential in the agricultural industry.
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Farm inheritance tax: planning and financing your succession
How the IHT system works, the businesses most likely to be affected, and why planning now can make a real difference later.
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Farm finance – outlook for 2026
Perspectives on rates, lenders’ appetites and market conditions. Clear planning is becoming more important.
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Buying your farm tenancy – a practical guide
How taking time to understand your tenancy purchase options and prepare correctly helps secure your farming future.
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Farm finance – outlook for 2025
Continuing our annual look ahead for farming and finance, we asked the team for their views on what 2025 may have in store for farms and the rural lending market.








