FAQ Category: About R&BS

Yes, we are members of the National Association of Commercial Finance Brokers (NACFB). We voluntarily subscribe to the NACFB and by doing so, we operate under an Office of Fair Trading registered Code of Practice. This is your assurance that you are working with an organisation of the utmost integrity.

We are Corporate Affiliates of The British Institute of Agricultural Consultants (BIAC). As members of this organisation we comply and pledge to facilitate and enhance the provision of impartial, high quality advice to those in the rural environment.

As members of the Institute of Agricultural Management (IAgM) we support and promote the principles of high standards of practice across the spectrum of agricultural management disciplines.

Our co-director Rob Lister is a member of the Royal Institute of Chartered Surveyors (RICS). He maintains his professional development so that he can offer our clients the best mortgage advice for land and property management and works to the RICS high standards of integrity.

Our business is built on integrity. Our model has served us well throughout the credit crisis and we remain in business due to our success in delivering successful lending outcomes for our clients, often where the clients or other consultants have failed.

We specialise in a very niche market which requires unique skills and understanding. These are skills that our whole team possess.

We don’t simply pass a name and address to our contacts at banks and lenders. We work on your behalf to communicate your requirements in a way that the bank or lender decision makers understand. In doing this, we increase the chances of your success in raising finance.

Because of our relationships with a wide range of lenders, we also have access to preferential lending rates that would not be available if you went direct.

We help you to raise capital for any farm, rural or land-based business for any purpose secured principally against rural property or land.

We act as a communication point between you and our pool of over 30 suitable rural lenders. Using our wealth of experience of agricultural and rural businesses finance, we can find you the funding that you need.

Our main focus is farm and rural finance, however our wealth of experience in finance and the skills across our team enables us to draw upon this expertise to accommodate for a vast range of business types, circumstances and requirements.

We are a nationwide company and cover the whole of the UK.

It is not really a question of using us instead of your bank. In the first instance, we will work with you to improve the communication between you and your existing bank. But we can also talk to other providers to ensure that you are successful with your funding request and that you have the best terms for your business for the long term.

Neither. Some people might call us a broker as that is a term that they understand. However, we do far more than arrange and negotiate funding. We are financial consultants who identify clients’ key requirements and objectives and find innovative and bespoke solutions for now and the long-term.

Funding can be arranged for any business purpose, including (but not exclusive to) buying a new property, refinancing existing borrowing, diversification and development, expansion, renewable energy projects, working capital and for any other capital requirements including matrimonial or partnership dissolutions, capital gains and/or inheritance tax liabilities.

• Farms and rural or farming estates
• Smallholdings, country houses, houses with land, properties with occupancy restrictions and agricultural ties.
• Equestrian establishments including riding schools, livery yards, studs, training yards, competition yards, racing yards, polo parks, cross country courses and equestrian tied properties.
• Rural businesses including holiday cottages and complexes, log cabins, caravan sites and park homes, fishing lakes, kennels and catteries, marinas, forestry, farm play parks, outdoor activity pursuits, plant nurseries and garden centres.