Farm & finance · News & views

This guide explores refinancing and debt consolidation, when to review your borrowing structure, what lenders look for and common pitfalls.

Basel 3.1 will change how banks calculate and price lending risk. We explain the impact on farm borrowing and how to get ahead.

Based on questions from a client, this Q&A explores how lenders assess properties with land, residential vs commercial lending, LTV and affordability.

A forecasted super El Niño could push up feed costs, disrupt crop yields and increase flood risk. Professor Trevor Williams explains what it could mean for UK farms.

Our mid-2026 agricultural finance update assesses how stalled interest rates and changing industry dynamics shape farming loans and lending outlooks for H2.

A few months into his role, we caught up with Mark Prunty to find out what he’s been working on, how he’s finding his new role, and what he’s seeing in the South West.

Graham Sanders explains how vineyard mortgage applications can succeed or fail and how to give yourself the best possible chance.

Rob Lister was invited to write for the NACFB on why specialist finance brokers are essential in the agricultural industry.

How the IHT system works, the businesses most likely to be affected, and why planning now can make a real difference later.

Perspectives on rates, lenders’ appetites and market conditions. Clear planning is becoming more important.

How taking time to understand your tenancy purchase options and prepare correctly helps secure your farming future.

Continuing our annual look ahead for farming and finance, we asked the team for their views on what 2025 may have in store for farms and the rural lending market.