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Farm & finance · News & views

Brexit – are we any closer to knowing the impact of an in or out?

Have the farming industry questions on how an EU exit would affect farmers been answered? We look at the outstanding points and what happens next.

Brexit
Brexit – are we any closer to knowing the impact of an in or out?

Reviewing farm borrowings could alleviate cashflow pressures or create flexibility in the business

Three years of downward pressure on commodity prices is paying its toll on many producers. A regular review of farm finances and their costs is always important and even more so in times when cashflow is under pressure.

Reviewing farm borrowings could alleviate cashflow pressures or create flexibility in the business

Brexit - the future and current consequences for British farmers

The date is set. Prime Minister David Cameron is to hold a referendum on the future of Britain’s EU membership on 23 June 2016. The influence of the EU on British farming is enormous. Opinions whether Britain should stay in or get out of the EU are divided amongst farmers and even the Government’s farming ministers, with Defra Secretary Liz Truss declaring she’s ‘in’, and Junior Minister George Eustice joining the ‘out’ camp.

Brexit
Brexit - the future and current consequences for British farmers

Why use a mortgage specialist and what to look for when choosing one?

It takes time to find the right lender and then to negotiate a suitable deal. You can go direct to banks, but the support of an expert can lead to better outcomes. What should you look for when choosing mortgage advice for your farm or rural business? 

Why use a mortgage specialist and what to look for when choosing one?

Bank base rate rise – is it out of sight?

For farming and rural businesses experiencing a slump in commodity prices, continuing low interest rates and a low cost of borrowing will bring considerable relief. But when will rates rise and what should farm and rural business do to prepare?

Bank base rate rise – is it out of sight?

Why farm consultants are an investment in your farm’s future

Investment in the services of consultants with specific skills appropriate for the job should be regarded as an investment in future farm profitability. We whos you how farm businesses can benefit from the support of professional advisers. 

Why farm consultants are an investment in your farm’s future

Working with professional advisers to find suitable rural finance solutions for clients

Are you a professional adviser working in or with the land-based industries? At R&BS we work closely with professional advisers to source mortgage finance for their clients. We explain how you and your clients can benefit from our support.

Working with professional advisers to find suitable rural finance solutions for clients

Bank base rate – the moveable feast continues

The economy looks as thought it could be on the road to recovery. But what are the indications of a move in interest rates, and what are the implications and farms and rural business?

Bank base rate – the moveable feast continues

Business plans are key to securing farm, equestrian and rural business finance and mortgages

Get your business plan right and you earn the trust of lenders, suppliers and staff. Get it wrong and you may not even get your business ideas off the ground. We give you some tips on how to prepare an effective business plan.

Business plans are key to securing farm, equestrian and rural business finance and mortgages

Bank base rate - shocks, slack and sterling

Despite the Bank of England base rate remaining at 0.5% for 6 years – and the forecast to stay low for a considerable time to come - you'd think there was little to talk about. But, on the contrary, there have been some interesting talking points recently.

Bank base rate - shocks, slack and sterling

Hedging your farm's Basic Payment Scheme payment

With so many variable factors impacting farm fortunes, it’s critical for a business to budget ahead and to make sure, where they can, they have a stable income. We look at why hedging your BPS payments could help farm businesses.

Hedging your farm's Basic Payment Scheme payment

What to consider when negotiating a farm or rural mortgage

Every client will have different priorities when it comes to reviewing your finances. But the same basic rules will apply to all cases. Here we list them and explain how we can help you.

    What to consider when negotiating a farm or rural mortgage