Farm & finance · News & views

For farming and rural businesses experiencing a slump in commodity prices, continuing low interest rates and a low cost of borrowing will bring considerable relief. But when will rates rise and what should farm and rural business do to prepare?

Investment in the services of consultants with specific skills appropriate for the job should be regarded as an investment in future farm profitability. We whos you how farm businesses can benefit from the support of professional advisers. 

Are you a professional adviser working in or with the land-based industries? At R&BS we work closely with professional advisers to source mortgage finance for their clients. We explain how you and your clients can benefit from our support.

The economy looks as thought it could be on the road to recovery. But what are the indications of a move in interest rates, and what are the implications and farms and rural business?

Get your business plan right and you earn the trust of lenders, suppliers and staff. Get it wrong and you may not even get your business ideas off the ground. We give you some tips on how to prepare an effective business plan.

Despite the Bank of England base rate remaining at 0.5% for 6 years – and the forecast to stay low for a considerable time to come - you'd think there was little to talk about. But, on the contrary, there have been some interesting talking points recently.

Every client will have different priorities when it comes to reviewing your finances. But the same basic rules will apply to all cases. Here we list them and explain how we can help you.

With bank margins improving now is a good time for all farm and rural businesses to review their finances, and check to see if their historical arrangements are still the best for the business.

No sooner does an interest rise come into sight, it moves again as unpredictable forces come to light. We are experiencing interesting times, so it is essential that any business is on its best possible financial footing.